On the Path to Financial Independence

let’s get there together

In the flat world we live in today, I regularly leverage the expertise of people in foreign countries. My go-to PHP developer is based in eastern Russian, I’ve leaned on general technology consulting out of India from time to time, and the plethora of manufacturers in China (thanks Alibaba) are ea...

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We currently live in one of the top 10 fastest growing cities in the United States. The rapid growth has led to significant increases in both rental and home prices over the last 5 year period. Our current residence, a 900 square foot 2 bedroom townhouse, rented for $800/month in 2011 and was the ch...

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My outlook on life is incredibly optimistic. Despite the good and the bad, I’ve never faced starvation nor have I had to experience homelessness. I really don’t think I can stress how fortunate and blessed I feel in life. Looking back on my childhood, it’s pretty clear I was given the opportun...

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Between debt payoff and then aggressive savings, the last two years have been pretty gratifying in the AFK Joe household. My wife and I had each had some individual successes that temporarily boosted our income and I feel we put that to good use. Before the idea of early retirement or financial inde...

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I’ve written a few times about Betterment, including a review after using them for 6 months. We still have two accounts/goals with them:

  1. IRA – 98% stocks, 2% bonds
  2. Taxable Retirement Growth – 98% stocks, 2% bonds

One of my criticisms of Betterment was with respect to the fact that all acco...

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