On the Path to Financial Independence

let’s get there together

The idea of charitable giving may seem contrary to early retirement. In many ways it is - giving is a form of spending and Step 1 of Early Retirement 101 says to minimize expenses. Yes, giving is a tax deduction but it only becomes beneficial once you’ve exceeded the standard deduction. Personal...

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I touched on a generic savings decision tree in Step 3 of Early Retirement 101 but think it will be helpful to see our actual savings plan for a specific example.

I work a standard 9-5 job that offers a 401(k) plan and health insurance with a HSA. My wife is a self-employed graphic designer and...

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