On the Path to Financial Independence

let’s get there together

I’m going to break with the traditional FIRE and Boglehead community (and even some of my past statements) to say that I feel there is a place in everyone’s portfolio for a small portion allocated to blockchain technologies. Yes, there has been a lot of mania and hype the last month or two surro...

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Medical expenses

In 2016, we opted to go with the cheapest High Deductible Health Plan (HDHP) available through my employer based on the results of estimating total cost of the various plans. We went in to the year knowing that our medical expenses were going to be the highest they had ever been...

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Here’s hoping we can crack the 28% tax threshold this year.

Tax rate Single Head of household Married filing jointly
10% $0 to $9,325 $0 to $13,350 $0 to $18,650
15% $9,325 to $37,950 $13,350 to $50,800 $18,650 to $75,900
25% $37,950 to $91,900 $50,800 to $131,200 $75...

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When I originally started using Betterment in July of 2015, my goal was finding an investment savings mechanism that was cost-effective, easy to use, and worked well. I needed a simple way to invest in low-cost ETFs without being able to royally mess myself up as my DIY investment training wheels we...

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The 401k is a fantastic retirement investment vehicle. More times than not, you’ll also get a match from your employer which is “free” money provided as part of the benefits package. One major drawback is that you are strictly limited to the investment options provided within your employer’s...

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